High Balance: It is the highest amount that has been owed on a particular account to date. Convertible term insurance. Term insurance giving the consumer the right to exchange it for cash value insurance without a medical exam. Coordination of Benefits (COB). The specific term used to describe how benefits will be paid when a consumer has more than one health insurance policy. The two policies combined cannot pay more than 100 percent of total allowable expenses.
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directors health insurance Co-maker The process of selecting applicants for insurance and classifying them according to their degrees of insurability so that the appropriate premium rates may be charged. The process includes rejection of unacceptable risks. Co-signer
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credit score influences Restriction in your insurance policy that limits and may exclude coverage for certain perils, persons, property, or locations. Partial disability rider. A policy addition that will pay disability benefits for a period of time when the insured is partially disabled. The exact amount awarded to either a consumer or business as a result of a court case decision.
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