Electronic Funds Transfer: It refers to a transfer of funds through the electronic media. The procedures, as well as the rights and liabilities of the consumers who avail the facility of electronic fund transfers, are established by a federal legislation, known as 'The Electronic Funds Transfer Act'. Credit life insurance. Term life insurance issued through a lender or lending agency to repay the lending institution if the borrower dies. When the policy is terminated prior to the expiration date at the policyholder's request. Earned premium charged would be more than the pro-rata earned premium. Generally, the return premium would be approximately 90 percent of the pro-rata return premium. However, the company may also establish its own short-rate schedule.
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payday loans loans mortgage refinance Automatic Payment: Automatic payment is the process that provides the facility to automatically transfer money from the savings or checking account to pay credit card bills. However, a consumer should have an account with the same bank that issues the card in order to avail this facility. Electronic Funds Transfer: It refers to a transfer of funds through the electronic media. The procedures, as well as the rights and liabilities of the consumers who avail the facility of electronic fund transfers, are established by a federal legislation, known as 'The Electronic Funds Transfer Act'. Underwriting - The process of selecting risks for insurance and classifying them according to their degrees of insurability so that the appropriate rates may be assigned. The process also includes rejection of those risks that do not qualify.
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civil judgement affecting credit score Net Income - The total after-tax earnings generated from operations and realized capital gains as reported in the company's NAIC annual statement on page 4, line 16. Legal document issued by a court authorizing repossession of security. A service dedicated to assisting people who have bad credit. The Consumer Credit Counselling Service can be contacted in the United State on 800 388 2227.
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