A discount for people who have taken an approved driver training course. This discount is not available in all states or for all individuals. Variable APR: Variable annual percentage rate is often referred to as 'variable rate', which is the interest rate that changes periodically, over the life of a loan, in accordance with the changes in the interest rate in the market. The changes in variable interest rate are determined by the changes in the prime rate, which is the lending rate of the banking system. Out of pocket payments. The percentage of medical expenses not paid by insurance company. Only approved, allowable expenses apply toward out-of-pocket.
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