Z score: A model developed by Edward Altman, professor of New York University, for predicting bankruptcy. Net Premiums Earned - The adjustment of net premiums written for the increase or decrease of the company's liability for unearned premiums during the year. When an insurance company's business increases from year to year, the earned premiums will usually be less than the written premiums. With the increased volume, the premiums are considered fully paid at the inception of the policy so that, at the end of a calendar period, the company must set up premiums representing the unexpired terms of the policies. On a decreasing volume, the reverse is true. Cash Card: A type of plastic card with a set amount of value, which can be used by the cardholders to draw money from ATMs. Some card issuers also provide the facility of making purchases with a cash card. A cash card is quite different from a check card in the sense that it is not connected with the bank account of an individual.
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lady car insurance ireland Electronic Funds Transfer (EFT) The dollar amount to be paid to the beneficiary when the insured dies. It does not include other amounts that may be paid from insurance purchased with dividends or any policy riders. Personal Loan: A loan taken for personal use and extended on the basis of income and credit history of an individual. No collateral or security is required for such a loan, i.e. it is an unsecured loan. Know more on personal loans and unsecured loans.
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second wallet payday loans A set of federal laws clearly stating the process by which a consumer is officially declared bankrupt, and the ways in which their outstanding debts are dealt with. LOAN VALUE Visa: A major processor of credit and debit transactions in the United States. The payment cards with the symbol of Visa are generally termed as 'Visa cards', though they are actually issued by the financial institutions that partners with Visa, and enables Visa cardholders to carry out transactions and purchases from Visa merchants or acquirers. The transactions are then processed by Visa payment networks. The financial institutions that tie up with Visa for issuing credit and debit cards are called 'Visa issuers', while the merchants that accepts Visa cards are known as 'Visa merchants'.
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va loans credit score Leverage or Capitalization - Measures the exposure of a company's surplus to various operating and financial practices. A highly leveraged, or poorly capitalized, company can show a high return on surplus, but might be exposed to a high risk of instability. Prime Borrower: A term used to refer to borrowers with good credit history. Capital - Equity of shareholders of a stock insurance company. The company's capital and surplus are measured by the difference between its assets minus its liabilities. This value protects the interests of the company's policyowners in the event it develops financial problems; the policyowners' benefits are thus protected by the insurance company's capital. Shareholders' interest is second to that of policyowners.
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