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Effective Date: The date on which a card is activated, or when new terms come into force. Homeowners Insurance Each Experian credit report (and each report with other credit agencies) has a unique identification number used in correspondence. This is similar to an account number. 
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Transactor: It is a term used for the card holder who carries out transactions by using credit a card. Acute care. Care that is usually short term and recuperative. The failure to exercise the care that is expected of a reasonable person in similar circumstances. 
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Cost sharing. Policy provisions that require individuals to pay, through deductibles and co-insurance, a portion of their health insurance expenses. Charge Card: A type of credit card where no interest rate is charged, but requires the cardholders to pay the full amount of the bill in each month. However, an annual fee is charged in this type of credit card. INSURED 
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A reduction in your premium if you or your car meet certain conditions that are likely to reduce the insurer's losses or expenses. For example, auto insurance discounts are given for cars with auto theft devices and for drivers and passengers who use seat belts. Subrogation - The right of an insurer who has taken over another's loss also to take over the other person's right to pursue remedies against a third party. GRACE PERIOD 
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