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Coverage for property damage caused by untimely discharge from an automatic sprinkler system. A statistician who computes insurance risks and premiums. Actuaries keep GEICO profitable and financially stable by setting prices, assessing trends, and determining how much to hold in reserve to pay claims. No-fault insurance. Auto insurance that covers certain losses of the insured without considering who is at fault in the accident. 
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Equifax    One of the three major credit reporting agencies, headquartered in Atlanta, Georgia. CLAIM The act of falsifying or exaggerating the facts of an accident to an insurance company to obtain payment that would not otherwise be made. Common types of insurance fraud are staged accidents, exaggerated injuries, and inflated medical bills. 
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Insurance Card Rate cap: It is the maximum amount to which interest rate on an adjustable rate mortgage can rise annually over the life of the mortgage loan. An addition to the basic policy contract. An endorsement adds to the policy contract; an amendment alters it. 
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Amount Due: It is not the total amount you owe to your creditor, instead it is the minimum monthly payment that you have to make. Vandalism Hazardous Activity - Bungee jumping, scuba diving, horse riding and other activities not generally covered by standard insurance policies. For insurers that do provide cover for such activities, it is unlikely they will cover liability and personal accident, which should be provided by the company hosting the activity. 
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