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GEICO's electronic system that allows you to review your policy documents online. RIDER Covered expenses. Those specified expenses paid for under the terms of a specific policy. 
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A statistician who computes insurance risks and premiums. Actuaries keep GEICO profitable and financially stable by setting prices, assessing trends, and determining how much to hold in reserve to pay claims. Disclosure Liability Examiner 
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Unsecured Card: A credit card that is not secured by collateral or security. A civil action is when two individual parties (i.e. two consumers or a business and an individual) dispute a payment in an official setting. Usually, civil action requires a court to make a decision on the outcome of the dispute. Mortgage: A legal claim on the real estate or the personal property given by the borrower to the lender as a security for the debt. Mortgage can be either first mortgage or second mortgage. 'First mortgage' is a mortgage that has priority over all the other mortgages, in the sense that the lender has the first claim on the proceeds of the sale of the property. A 'second mortgage' on the other hand, is an additional mortgage on the same property, and it is subordinate to the first mortgage. More on mortgage lenders and home mortgage. 
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Prime Rate (or Prime Interest Rate): Also known as the prime lending rate, it is the interest rate charged by the banks for lending purposes. Originally, this term specifically referred to the interest rate charged by the banks to lend money to their favored or highest rated customers. Prime rate serves as a major economic indicator, and it mainly depends on the demand for money, and rate set by the Federal Reserves to its member banks. Writ of Replevin: A legal document authorizing the repossession of debtor's property, which has been pledged as security to obtain a loan. A loan with a balloon payment requires that a single, lump-sum payment be made at the end of the loan. 
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