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Accounts classified into categories according to the time past due. Common classifications are 30, 60, 90 and 120 days past due. Special classifications also include charge-off, repossession, transferred, etc. Credit Availability: It is the amount of credit available on your credit account, which can be calculated by subtracting credit balance from the credit limit. Also known as 'credit available' or 'percentage of credit currently available'. Forbearance: Forbearance is the act of postponing foreclosure, so as to allow time to the borrower to pay overdue payments. 
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One of three national credit reporting agencies. The other two are Experian and Equifax. Renters Insurance In motorcycle insurance, a rider is someone who will operate the insured motorcycle. In life and health insurance, the term 'rider' is often used to refer to an endorsement to an insurance policy. 
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Inactive Account: A bank account with very less or no activity. Also known as a 'dormant account'. Home Equity Closing Costs: Costs excluding interest rate that are added to a home equity loan. Such costs can include appraiser fees, points paid, and some other fees. Provides insurance if your auto needs to be towed or requires roadside assistance. 
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Victim Statement Covers losses resulting from the malfunction of boilers and machinery.  This coverage is usually excluded from property insurance creating the need for this separate product. Insurance 
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