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Field Adjuster Entry by a credit grantor to a consumer’s credit history maintained by a credit reporting agency. A tradeline describes the consumer’s account status and activity. Tradeline information includes names of companies where the applicant has accounts, dates accounts were opened, credit limits, types of accounts, balances owed and payment histories. SPRINKLER INSURANCE 
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Residual Percent: Residual percent is the remaining value of a property, that is being leased, at the end of the term. A system by which credit reports are reduced to a single figure immediately showing the credit worthiness of an individual. Scores range from approximately 350 (a very poor credit score) through to 800 (an extremely good score). The average score is approximately 640. Current Liquidity (IRIS) - The sum of cash, unaffiliated invested assets and encumbrances on other properties to net liabilities plus ceded reinsurance balances payable, expressed as a percent. This ratio measures the proportion of liabilities covered by unencumbered cash and unaffiliated investments. If this ratio is less than 100, the company's solvency is dependent on the collectibility or marketability of premium balances and investments in affiliates. This ratio assumes the collectibility of all amounts recoverable from reinsurers on paid and unpaid losses and unearned premiums. 
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Division of the claims department that handles auto claims. Information which is not kept confidential on your credit report – i.e. anyone who enquires can see it. This information includes tax liens, lawsuits, and debt related judgements. DECLINE 
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Spoilage: Refers to lost or unused gift cards, and the amount left on partially used gift cards. It is also known as 'breakage'. Self-Insured Retention Licensed - Indicates the company is incorporated (or chartered) in another state but is a licensed (admitted) insurer for this state to write specific lines of business for which it qualifies. 
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