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Personal Statement: It is the statement that a consumer can add to his or her credit report. Personal statement gives a general explanation about the information available on the credit report, and it usually appears at the beginning of the report. Annual percentage rate (APR) Card member agreement: A written agreement between card issuers and their consumers that provides all the necessary information regarding terms and conditions of a credit card account. It generally includes the details regarding interest rate, annual percentage rate, monthly minimum payment, all types of fees and charges as well as dispute resolution procedures. 
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A licensed employee of a fire and casualty agent or broker who may act for the agent or broker in some circumstances. Federal law, which prohibits creditors from discriminating against credit applicants on the basis of sex, marital status, race, color, religion, age, and/or receipt of public assistance. Potentially Negative Items: Any credit item or public record having a negative impact on the creditworthiness of an individual. 
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Home inventory. A list of personal possessions, along with the date purchased, the purchase price, and any information that would help identify an item in case of loss. Date Opened BROKER 
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Mortgage    A lien or claim against real property given by the buyer to the lender as security for money borrowed. DEPRECIATION Accidental death and dismemberment insurance. Insurance that pays the insured in the event of death or loss of limb or eye resulting from an accident. 
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