Individual or entity presenting a claim. Beneficiary. The person named in a life insurance policy to receive the insurance proceeds at the death of the insured. 
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The price or cost of repairs agreed to by the AD (auto damage) adjuster or independent appraiser and the body shop representative. Provides protection for consumers against unfair repossession practices. Violence, threats, and other non-mainstream behaviour is prohibited. 
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Three C's: Three C's refer to character, capacity and capital, which are considered as the three basic criteria by the lenders for granting loans. Bankruptcy Code: The federal laws that govern bankruptcy proceedings and conditions for granting debt relief to individuals and organizations who are unable to pay their debts. Know more about bankruptcy code. 
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Liability Amount Actuary - A specialist in the mathematics of insurance who calculates rates, reserves, dividends and other statistics. (Americanism: In most other countries the individual is known as "mathematician.") 
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After-Market Parts Fair Debt Collection Practices Act (FDCPA): A federal law that prohibits certain methods employed for collecting debts. It mainly prohibits abusive, unfair and deceptive debt collection practices.

Comparative Negligence The highest amount that you have owed on an account to date. 
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The cause of a possible loss. For example, fire, theft, or hail. Medicare. A federal government health program available to people over 65 and some other citizens meeting specified requirements. 
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Account: A record or statement of the financial transactions that take place between two economic units. A unique number, known as 'account number' is assigned by the banking institutions or creditors to each account holder for the proper identification of ownership. A fee is also charged by the banks or other institutions to set up or start your account, which is called "account setup fee'. Phishing: A term used for signifying internet fraud, where personal details like user name, password, and other information related to credit card or bank accounts are acquired by creating fake web pages or e-mails that closely resemble those of the banks' websites. Read on phishing. 
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Waiting Period - See "elimination period." Noncancelable. A policy that guarantees the premium will remain the same and the policy stay in force as long as the premium is paid. 
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Secondary Market - The secondary market is populated by buyers willing to pay what they determine to be fair market value. Balance-to-Limit Ratio: It is the ratio of the amount of credit being used to the total credit available and is used to calculate credit score. A low balance to limit ratio is considered as good for credit score as it implies low amount of debt and lots of available credit. Balance to limit ratio is also known as credit utilization ratio.