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Issue limits. The maximum disability benefit an insurer will pay any one individual. The amount of money an insurance company charges for insurance coverage. Encumbrance - A claim on property, such as a mortgage, a lien for work and materials, or a right of dower. The interest of the property owner is reduced by the amount of the encumbrance. 
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Interest-Crediting Methods - There are at least 35 interest-crediting methods that insurers use. They usually involve some combination of point-to-point, annual reset, yield spread, averaging, or high water mark. Payment Cards: Payments cards is a term that is used to refer to credit, debit and charge cards, which allow customers to make purchases without using cash. A contract between you and the insurance company. 
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If a consumer files the bankruptcy on his own, it is known as voluntary bankruptcy. Buydown: Buydown is the lump sum amount paid by a borrower or by a third party to the creditor in a bid to obtain lower interest rates, at least for some years. It is like a mortgage subsidy, but a temporary one. Vantage Score: It is the latest addition in the credit scoring models, the methodologies of which are developed by all the there major credit bureaus, i.e. Equifax, Experian and TransUnion. 
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Disclosure: The act of providing a credit report to the consumers as outlined by the Fair Credit Reporting Act (FCRA). Entry by a credit grantor to a consumer’s credit history maintained by a credit reporting agency. A tradeline describes the consumer’s account status and activity. Tradeline information includes names of companies where the applicant has accounts, dates accounts were opened, credit limits, types of accounts, balances owed and payment histories. Loan Type: Loans can be of various types, such as home, personal, home equity and auto loans. The different types of loans vary in fees, interest rates, as well as tax deductibility of interest. 
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