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Genel Kategori => Eğlence => Konuyu başlatan: agiquinny üzerinde Kasım 14, 2012, 08:05:20 ÖÖ



Konu Başlığı: Associate in Insurance Accounting and Finance (AIAF)
Gönderen: agiquinny üzerinde Kasım 14, 2012, 08:05:20 ÖÖ
A service dedicated to assisting people who have bad credit. The Consumer Credit Counselling Service can be contacted in the United State on 800 388 2227. If you are declared bankrupt under Chapter 13, an adjustment is the amount (expressed as a percentage) which you will still have to repay to your creditors. Office of the Comptroller of the Currency (OCC): This is a government agency with the responsibility of controlling all the national banks that issue credit cards. It is a division of the Treasury Department of the United States. 
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Waiver of premium clause. A policy provision that continues the policy without premium payment while the subscriber is ill or disabled. Medium Risk: The consumers with a few delinquencies, and a high outstanding debt are categorized as medium risk consumers. The creditors usually charge a higher interest rate for providing loans to such individuals. Judgment: As a credit term, it refers to a court decision about an action or lawsuit related to money or debts. It can be listed on the credit report of the individual or business involved in the lawsuit. 
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This is the largest or highest amount that has ever been owed on a particular loan. If you have been meeting repayments, the high balance should equal the starting amount of the loan and no more. Garnishment: A legal process that grants a creditor the judgment on a debt, to receive full or partial payment, by taking possession of a portion of a debtor's assets. Find out more about wage garnishment. Revolving Account 
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Regulation Z: A regulation that implements the Truth in Lending Act, and requires the lenders to give written disclosure about the terms and conditions, interest rate, and other charges applicable to a loan, to the prospective borrowers. Personal Loan: A loan taken for personal use and extended on the basis of income and credit history of an individual. No collateral or security is required for such a loan, i.e. it is an unsecured loan. Know more on personal loans and unsecured loans. Interest    The cost of borrowing or lending money, usually a percentage of the amount borrowed or loaned. 
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