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Refers to the current state of an account. For example, an account might be open, foreclosed, paid, or settled. Other possible options include: paid, charge off, repossession, et al. No payment history is indicated solely by the Account Condition status. Includes insurance against loss from damage done, directly or indirectly by lightning, windstorm, tornado, earthquake or insurance under an open policy indemnifying the producer of any motion picture, television, theatrical, sport, or similar production, event, or exhibition against loss by reason of the interruption, postponement, or cancellation of such production, event, or exhibition due to death, accidental injury, or sickness preventing performers, directors, or other principals from commencing or continuing their respective performance or duties; and any insurance not included in any other classes and which is a proper subject of insurance (California Insurance Code §120). Underwriter - The individual trained in evaluating risks and determining rates and coverages for them. Also, an insurer. 
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The decrease in value of any property due to wear, tear, and/or time. Generally, depreciation is not an insurable loss. Fixed APR: Fixed APR, also known as fixed rate refers to an annual percentage rate (or interest) that is fixed throughout the year or the entire term of the loan. Balance Transfer: It is the act of transferring a part or all of the existing balance from one credit card to another. This is usually done with a view to take advantage of lower interest charged on another card. Generally a fee is charged for moving balance from one card to another, which is called 'balance transfer fee'. 
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Health insurance that provides income payments to the insured wage earner when income is interrupted or terminated because of illness, sickness, or accident. Stock life insurance company. A life insurance company owned and controlled by stockholders who share in the surplus earnings. The company issues, in general, nonparticipating life insurance. Outstanding Debt: The unpaid portion of a debt. 
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Inactive Account: A bank account with very less or no activity. Also known as a 'dormant account'. A doctrine of law that, in some states, may enable claimants to recover a portion of their damages even when they are partially at fault, or negligent. Each party's negligence is compared to the other's and a claimant's recovery can be reduced by the percentage of his or her own negligence. Request an Investigation: The credit information available on the credit report with the credit bureaus can be inaccurate in some instances, in which case, the concerned individual or business can always request an investigation of such information. The credit bureaus, in turn, would ask the sources or parties that have provided the information to verify it. On the basis of the result of the verification, the inaccurate information will be corrected, while the one that cannot be verified would be deleted. 
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