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A process of settling a dispute through an impartial party. It is used as an alternative to litigation. Insurance Casualty Insurance - That type of insurance that is primarily concerned with losses caused by injuries to persons and legal liability imposed upon the insured for such injury or for damage to property of others. It also includes such diverse forms as plate glass, insurance against crime, such as robbery, burglary and forgery, boiler and machinery insurance and Aviation insurance. Many casualty companies also write surety business. 
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Fidelity Bond - An obligation of the insurance company against financial loss caused by the dishonest acts of employees. Credit Report Closing Date: The last date on which transactions are posted on an account, for a particular month. 
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Financing Entity - Provides money for purchases. Staff adjuster who handles claims in remote areas of a region. Notice of Results: Notice of results is an updated copy of the credit report, that is sent to a consumer who has requested an investigation of the information on his or her credit report. It contains any change in the credit report in the form of updates and deletion of information. The result of notice is not sent, if the investigation does not result in any change in the credit report of the particular customer. 
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Balloon Mortgage: A type of mortgage that is characterized by small monthly payments for certain period of time and one final lump sum payment for the remaining amount, to be made at the end of the term. The monthly payments are usually calculated on the basis of 30 year amortization, but the actual term for paying the entire amount is generally five to seven years. The large final payment to be made at the end of the term is called 'balloon payment'. A second party which is contracted to collect a debt on behalf of a creditor. Optional coverage that helps pay rental vehicle costs when your insured vehicle is disabled as the result of a covered accident or loss. Available to most policyholders for an additional premium. 
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