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Surety - An arrangement whereby one party becomes answerable to a third party for the acts of a second party. Customarily an insurance company, the party in a suretyship arrangement who holds himself responsible to one person for the acts of another. Liability Investigation Assigned benefits. An arrangement whereby your physician accepts payment directly from the insurance company. 
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Paid-Up Additional Insurance - An option that allows the policyholder to use policy dividends and/or additional premiums to buy additional insurance on the same plan as the basic policy and at a face amount determined by the insured's attained age. Umbrella Policy - Coverage for losses above the limit of an underlying policy or policies such as homeowners and auto insurance. While it applies to losses over the dollar amount in the underlying policies, terms of coverage are sometimes broader than those of underlying policies. Agent. A representative of one or more companies who sells insurance. Annuity. A contract that provides an income for a specified period of time. 
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Actual Cash Value Issued when a loan is registered on the Mortgage Electronic Registration Systems Inc. database. This is a record of ownership rights to property in America. Losses Incurred (Pure Losses) - Net paid losses during the current year plus the change in loss reserves since the prior year end. 
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An extension of time given in good will to a consumer or business which is already delinquent on a loan. A grace period gives the entity a chance to make the repayment, without foreclosure or default processes being started. General Identifier Amendment 
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