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GEICO® Motorcycle Insurance provides protection from losses resulting from owning and operating motorcycles. Certificate of Deposit: A type of short to medium term debt instrument that requires the customers to deposit a certain amount of money for a fixed time period. The interest offered in a certificate of deposit is usually higher than most of the other types of investment, but the money deposited cannot be withdrawn before the date of maturity; if you do so, you have to pay a penalty. It is also known as 'time deposits'. Also known as an Insurance Card, this card is issued by your insurer and contains basic information about your insurance policy. Some states require you to keep an insurance ID card in your vehicle. 
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Earned Premium - The amount of the premium that as been paid for in advance that has been "earned" by virtue of the fact that time has passed without claim. A three-year policy that has been paid in advance and is one year old would have only partly earned the premium. Personal Information: Information, like, name, social security number, date of birth, contact number, residence, driver's license number, etc, of a consumer, which are available in the credit report as reported by the consumer himself or his creditors. Customary and reasonable. A charge that does not exceed the regular or normal charge for a given service in a locality where it is provided. 
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Major medical insurance. Health insurance to cover medical expenses over and above that of a basic health insurance policy. Net Premiums Written to Policyholder Surplus (IRIS) - This ratio measures a company's net retained premiums written after reinsurance assumed and ceded, in relation to its surplus. This ratio measures the company's exposure to pricing errors in its current book of business. Collectors who are under contract to collect debts for a credit department or credit company; collection agency. 
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