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Preexisting condition. A medical condition that the insured has prior to the effective date of the policy. The determination of a court upon matters submitted to it. A final determination of the rights of the parties involved in the lawsuit. S Loss - Any provision in a policy designed to cut off an insurer's losses at a given point. 
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Certain drivers (usually over age 50) who have voluntarily taken a defensive driving course may qualify for this discount on their auto insurance premiums. Lloyd's - Generally refers to Lloyd's of London, England, an institution within which individual underwriters accept or reject the risks offered to them. The Lloyd's Corp. provides the support facility for their activities. Often used as a synonym for premium but actually refers to the base rating units that are used to determine the final premium. 
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(Also known as). Past Due: Payments not made on due date. Mechanical Breakdown Insurance 
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