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Liability Amount The state of the vehicle before the accident, including damage not related to the accident, mileage, options, and other factors. This is one of the three largest credit reporting agencies in the country. The headquarters of Equifax are in Atlanta. 
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Liability coverage. Insurance protection that pays for claims or judgments brought against the insured. Accidental Death Benefit - In a life insurance policy, benefit in addition to the death benefit paid to the beneficiary, should death occur due to an accident. There can be certain exclusions as well as time and age limits. Hazard - A circumstance that increases the likelihood or probable severity of a loss. For example, the storing of explosives in a home basement is a hazard that increases the probability of an explosion. 
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Charge Back: It refers to billing back credit card transactions to the merchant, which is initiated by the issuing banks in the event of a dispute regarding the purchase or the charges on the bills. The number of days from the date of processing the transaction during which a charge back can be initiated by the issuer is known as 'charge-back period'. Participation limits. The maximum monthly benefit from all sources of which an insurer will write a portion. COLLISION (AUTO) 
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Protection and benefits provided in an insurance contract. Credit Reporting Agency    A company which gathers, files and sells information to creditors and/or employers, to facilitate their decisions to extend credit or to hire. Linked Transfer Account: An account in which the checking account of a consumer is linked to another account at the same bank. Both savings and credit card accounts can be linked to a checking account, so that whenever overdraft occurs in the checking account, funds can be transferred from the linked account to the checking account. 
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