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Business Card (Business Credit Card): Business credit cards or simply business cards are a type of credit card that is meant for business purposes. This type of card helps to keep business expenses separate from personal expenses and charges. Many a times, such cards also offer business oriented rewards. Debt-to-limit Ratio: Debt-to-limit ratio is commonly known as 'credit utilization ratio' or simply 'utilization ratio', as it compares the amount of credit that is utilized, to the total available credit. This ratio is used in the calculation of credit scores. Low debt and large amount of available credit, i.e. a low ratio, is considered good for credit scores. Declarations 
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The theft of an auto is a type of loss that is covered under comprehensive coverage. Current Liquidity (IRIS) - The sum of cash, unaffiliated invested assets and encumbrances on other properties to net liabilities plus ceded reinsurance balances payable, expressed as a percent. This ratio measures the proportion of liabilities covered by unencumbered cash and unaffiliated investments. If this ratio is less than 100, the company's solvency is dependent on the collectibility or marketability of premium balances and investments in affiliates. This ratio assumes the collectibility of all amounts recoverable from reinsurers on paid and unpaid losses and unearned premiums. Standard abbreviation for Equal Credit Opportunity Act. 
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Tool used by credit grantors to provide an objective means of determining risks in granting credit. Credit scoring increases efficiency and timely response in the credit granting process. Credit scoring criteria is set by the credit grantor. Dividend - The return of part of the policy's premium for a policy issued on a participating basis by either a mutual or stock insurer. A portion of the surplus paid to the stockholders of a corporation. Indemnity - Restoration to the victim of a loss by payment, repair or replacement. 
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A system by which credit reports are reduced to a single figure immediately showing the credit worthiness of an individual. Scores range from approximately 350 (a very poor credit score) through to 800 (an extremely good score). The average score is approximately 640. Loss or harm to a person or property. REPLACEMENT COST 
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